Licenses and Lending Practices Disclosure

Our Lending Practices Disclosure
HomeLight Home Loans, Inc. d/b/a HomeLight Home Loans, HomeLight Mortgage, Inc and Accept.inc. is an Equal Housing Lender.

HomeLight Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to creditworthy consumers. It is our belief that all creditworthy customers should be treated fairly, equally, and have nondiscriminatory access to credit. HomeLight Home Loans does not discriminate against any applicant or customer on the basis of race, color, sex, sexual orientation, gender identity, religion, disability, age, veteran status, ancestry, national or ethnic origin, or the fact that the applicant receives public assistance or may have exercised rights under the Federal Consumer Credit Protection Act.

HomeLight Home Loans fully complies with all laws applicable to the conduct of its business, including those laws prohibiting discrimination such as the Fair Housing Act and the Equal Credit Opportunity Act. It is HomeLight Home Loans policy to prohibit unlawful discrimination through either disparate treatment or disparate impact. Disparate treatment refers to applicants being treated differently based on one of the prohibited factors listed above, while disparate impact happens when a lending practice is applied to all applicants equally but has an unintended discriminatory result.

The Federal Trade Commission is the federal agency that administers enforcement of these laws. You can contact the FTC by writing to Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580

Our State Licenses
Arizona
Licensed by the Arizona Department of Financial Institutions
Mortgage Banker License
1002493
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California
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act
41DBO-72514

Colorado
Licensed by the Colorado Division of Real Estate
Mortgage Company Registration
1529229

Florida
Licensed by the Office of Financial Regulation
Mortgage Lender License
MLD1789

Oregon
Mortgage Lending License
ML-5585

Pennsylvania
Mortgage Lender License
63296

Tennessee
Licensed by the Tennessee Department of Financial Institutions
Mortgage License
189983

Texas
Licensed by Texas Department of Savings and Mortgage Lending
Mortgage Company License
1529229

Residential Mortgage Loan Servicer Registration
1529229

Attn: Texas Applicants
Consumer Complaint & Recovery Fund Notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV‍Washington
Consumer Loan Company License
CL-1529229